Information Center – News and Articles about Credit Cards
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Make Your Honeymoon Sweeter with American Express Credit Card Deal
Marriage is a very significant event in every person's life. Starting a new family is a serious step. Some people reach this decision after a few years of living together, after they have weighed all pros and cons. Others fall in love at first sight and rush to the altar in a couple months.
Some couples want to have a luxurious wedding and go to Bahamas afterwards, others prefer to have a quiet wedding with a family dinner. No doubt, it depends on the amount of money a bride and a groom have to spend on this brightest moment in their lives. Wedding, for sure, is the most expensive celebration of all. Your numerous aunts, uncles and cousins from Alabama, Ohio, Utah and so on strive to come see you after 10 years break. And all those wedding attributes, an unbelievable dress, a chic tux, bridesmaid dresses, flowers, and finally, something borrowed, something blue, something old and something new.
The wedding dinner is a separate item of expenditure. Try to feed 200 guests with dishes from chef and not to go broke. Not to tell about all those wedding decorations...
Anyway, this event is something that will linger in your mind for the rest of your life, and that definitely will burn a hole in your pocket. And it might take you years to mend it.
If you ask, how to escape this severe shock for your wallet, I will tell you "Just don't get married." But if your decision is irreversible and firm, there is a way to go through this unforgettable magic celebration with minimum losses.
You can get a special credit card for newlyweds. American Express decided to widen their consumers' age range. Thus, basing on young people's financial interests, American Express took care of couples who plan to celebrate their wedding and issued a Knot credit card. You can use its credit limit on wedding purchases and earn rewards points on wedding-targeted merchandise.
Besides, American Express offers sufficient discounts on decorations and wedding dress! That is really off the chain! And that's not all. The knot credit card offers great rewards program for newlyweds. You can save money on some wedding purchases and later you will have an opportunity to apply for fee-free Membership Rewards Option program from American Express enrollment.
With this program points earned on everyday purchases could be redeemed for wedding shopping spree or even for honeymoon-related spendings.
Have you already fallen in love with this offer from American Express? If you think the Knot credit card will be the most weighty argument for you when you face a choice whether your time to get married has already come or not yet. Take into consideration the following.
To get this card you should have at least good credit history and your paying capacity should not be doubted. Well, there is always a fly in the ointment.
So, if the great event is something you are inevitably longing for, think of building your credit history and getting a Knot credit card. Maybe in this case your wedding memories will outrival the frustration after you see the wedding bills.
The XXI century is the century of high-speed and nanotechnologies. It seems people strive to speed up all processes to make this already hectic and sometimes chaotic rhythm of life even crazier. They are ready to shrink everything they can lay hands on to make nanotechnologies work. In fact people just want to make their life more convenient.
Contactless credit cards are another product designed to upgrade our life quality through saving customers' time during the checkout process. These new-age credit products are gaining more and more popularity with customers. The so-called wave card makes the checkout process easier and faster. The recent opinion poll proves that contactless plastics won many hearts. According to the survey's result, over 90% of wave cards owners find them to be very convenient and user-friendly. Plus such plastics are accepted nearly everywhere regular credit products are accepted.
The financial economy crisis in the US has been admitted the largest financial shock for America since Great Depression. US banks incur billion-dollar losses. The number of delinquencies keeps rising. Associated Press has announced the results of data processing on 17 trusts dealing with securitization of credit cards.
The results leave much to be desired, to put it mildly. The volume of credit card debt with a delay of 30 or more days has gone up by 26% as compared to October, 2007. Now it makes up $17 billion. It stands for over 4% of credit card debts. The information on card holders debts for Associated Press was provided by the leading US companies.
We are used to see credit cards the way they look today, and it is hard to imagine that they looked different and served for another purpose than paying for goods and services. We call them plastics. In fact, a century ago credit cards had a different shape, size and were not made of plastic.
The appearance of credit cards dates back to the beginning of the XX century. Who were they created for? The target audience was wealthy people. The cards could be used as business certificates and licenses for the so-called "loyalty programs" at some restaurants, gas stations and merchants. Those cards, you can be surprised, were made of cardboard.
Rapidly growing credit card crime rate causes more and more concern of credit consumers and credit providers as well. Credit card fraud is a number one card holders complaint to Federal Trade Commission. According to the statistics, over 85% of credit card owners that fell victims to credit scam discover the fraud only after they get turned down by credit issuers, having applied for a new credit card or loan.
Credit bureaus cannot stay indifferent to the problem of credit fraud and identity theft, in particular. Equifax, one of the three US major credit bureaus has introduced a new ID theft protection service. "ID Patrol" is a multifunctional tool that allows protecting customers from identity theft.
